We received a pack for the application for the mortgage on Adelaide Wharf last Saturday and I've been putting off doing it because even though they make it as simple as possible its still a lot of digging to find out all the pieces of information they need to make the offer.
The documents to be completed included
1/ Mortgage application form
2/ Proof of Id (photo id such as passports or drivers licence)
3/ 2 * proof of current address (bit difficult as most of my utilities bills are online these days)
4/ Fee agreement
5/ B2Let fact find
6/ Terms of business letter.
Finally got it off today after ringing round Savills and Serliana for some help with the finer points of some of the questions..
A lot of stuff of in the press lately regarding mortgage interest rates. It seems that opinion is divided, one lot saying get a fixed rate at any costs and another lot saying stick with the variable rate as the interest rate will come down over the next year or so, so don't tie yourself in to high fixed. I will probably go with the variable, just hope I don't regret it!
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